this post was submitted on 25 Aug 2026
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NFC pay is not ubiquitous enough in my area so I use a phone case that has room for cards. I still need to carry a physical health insurance card and a physical ID as well so my wallet case is not going away. I actually bought a pixel 9 instead of 10 just because my favorite wallet case was available.
I'm considering just getting a Garmin watch that I keep disconnected from my phone to use for NFC pay. Seems like I would be able to set up my cards in Garmin Pay app and then just disconnect it.
I didn't know that's an option. What models are you looking at if I may ask?
The Garmin vivoactive 5 is the one I was considering since it seems relatively affordable and apparently once the card is on the watch through the Garmin Pay app then it works without the phone being connected.