Pika

Yeah, it sounds like it's much better implemented there. I've always found it stupid that in today's age of everything being digital, that it could take more than a day for money to go from point A to point B, especially since it's not like trucks are being loaded with gold or money or anything like that, its all centrally managed anyway, from what I understand, the us attempted to start a system back in 2023 that would allow for real-time transfers of small denominations, when they got a scare that blockchain was gaining traction, but I don't think it ever went anywhere.

Bank accounts are very different in the states, through, while a good portion of the people here do have bank accounts. There are a handful that just never open one. They exclusively cash their checks at a store like Walmart or something like that that handles check services (which have a fee to do). ACH is generally free as long as it's a deposit, wire transfer out is sometimes fee'd and the same with wire transfer in. And some banks don't easily show your routing or your account number in order to be able to set up a transfer. Like I have four banks myself and of those four banks, one of them I have to call to get that information. One fees me on wire out with no fee on deposit, a one restricts how much I can wire out at a time (I think it's 300 daily) and the last one I have no issues. Only 2 of them show the info needed for it right in the app. I agree that 90% of the time. I would much rather have a wire transfer, but it can be a hassle at times.

I'm not sure where you are located but, in the US it's those 3 pieces of information as well. I think checks in the case of validity and legal situations make a lot more sense. Not everyone will have that information at hand, nor do they have banks that are willing to allow them or charge a fee for them. It's also 2 pieces of information more than a cashiers check would require, and discloses where the destination of the funds is going to anyone involved which includes both the handler and the person who is giving you money, where with a cashiers check you can deposit or cash those most anywhere that manages checks, be it your bank, an opposing bank, walmart etc. It also helps with the actual paper trail as you have a physical piece of paper confirming you are going to be receiving the amount, where a wire is fully digital and if something messed up along the way, it can take weeks to resolve the issue. You can't screw a cashiers check up without really trying, it's weighted against the bank itself instead of the person or entity that is owing the money, which means it can't bounce(like normal checks can), and it only needs your name which, the court and the payer should already know, where a wire transfer can be screwed up by a simple typo of the numbers.

The processing speeds are also night and day. You mentioned next day but, that is likely because because your bank is doing you a favor with it. A wire transfer can take up to 5-7 business days to actually transfer, in some cases it can even take up to a couple weeks. Cashier checks are handled similar to government checks and are legally mandated (at least in the US) to be cleared next day. Wire transfers to my knowledge do not have this obligation.

In this case, it would actually be beneficiary to use checks because they can do it via cashier check to guarantee that it's going to deposit and also it makes the paper trail to help protect against the I wasn't paid or this person never got the money claim.

Not that I don't believe that checks are not ancient outdated technology as well, but I do agree there are some rare occasions where it makes more sense to use a check versus having to deal with a wire transfer or paying in physical denomination.

If it wasn't $20 to join, I might have tried it. But considering they haven't even finished their core case saying whether or not they're even allowed to use the branding yet, and they're trying to get $20 or $40 out of every new user, I'm going to pass.

I will check back at a later date to see its progress, but right now I don't think it's worth it.

It's so dumb, these same places that charge extra for sauces, will still charge the same amount when you take half the ingredients off.

To me it was worth the 10-12$ a month for the ease of access and not needing to find alternative frontends for youtube, especially with smart tv's. It's just the company started getting too greedy for their own good and I felt it wasn't worth the value it was providing, which was ultimately why I cancelled. When it hit 13 a month I looked into student discounts and found it it, but then when it moved to almost 12 again with student discount I thought "man this isn't going to get cheaper" and just cancelled like I mentioned.

darn, okay, well thanks for the response lol

I have never used morphe so I couldn't tell you, but I like how grayjay let's me make playlists and download offline across multiple platforms while still allowing sign in, plus, I know a lot of people won't like this, but I do like the ability that it still allows to give me personalized results, which is something that I noticed the other YouTube front ends don't do without workarounds. it also gives me those personalized results across all platforms.

Nor will it, to be honest. I don't see Google shooting themselves in the foot like that.

Netflix did something similar with the password crackdown a few years ago and while it worked out in their favor, I don't foresee YouTube having the same results. YouTube isn't really providing much of a service aside from removing ads, so chances are if they crack down on that, it's not going to equate to people in other households buying a membership to continue it. It's just going to be less income/revenue. YouTube would need to bet on at least two of the people running family plans are going to convert over to a YouTube premium account. Which I don't think is a safe bet for the prime canadates that went out of their way to set up the family plan, because if they were going to do that they would have done it in the first plac

I attempted this because it is a good deal, but unfortunately the rest of my household didn't care that they got ads, and my mom was too much of a penny-pincher to get anyone in her household to want to do it.

I had been paying for YouTube Premium for about six years because I fell for the trap when I bought my S9 at launch. (in fairness, I do spend an extreme amount of time a year watching YouTube so at the time it did make cost-effective sense) They gave two years of YouTube premium as a benefit of getting it then I never cancelled. I finally canceled about five or six months ago because the price I had been paying originally was close to $10 a month. I had over the years jumped up to almost 18 a month and a little while I had survived ongoing on a student discount. But when the student discount plan jumped to almost $12 a month, I said screw this, cancelled and installed grayjay and tizentube/tizentube cobalt.

I have to ask, how are you getting around Google's identity verification system? The last couple times I tried to make a fake Google account, it's wanted an actual phone number. Not a virtual number, an actual phone number. So I'm curious what you are doing.