this post was submitted on 28 Jul 2026
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I go through an insurance broker and they said that it's important to check around every renewal to see what is being offered. They rely on customers getting complacent. If everyone actually shopped around every year, it would theoretically drive prices down. They would have to resort to price fixing to keep their massive profits.
In my country for liability insurance at least, national traffic insurance fund website has a comparison tool. Just enter the data and get results for all the companies (minus the banks for some reason, they also offer insurance). The difference can sometimes be 5x or more and they offer the exact same legally mandated coverage (some have minor bonuses like "moose insurance" or legal aid, and no, those aren't even always the most expensive ones).
Well you gotta insure your moose