this post was submitted on 27 Aug 2026
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its old, not 2026, it's American they have a zillion banks and they're stuck in the 1990s with banking. I have an old cheque book as an antique from yesteryear here in Australia where cheques are no longer used. (EFT everywhere)
I mean in fairness most people in America use credit/debit cards or echecks for day-to-day transactions. Paper checks are mostly for when corporations or slow-moving bureaucratic arms of the government want to sit on your money for as long as possible.
Some offices (not necessarily just banks) still want people to send documents by fax.
I've often found it's sometimes cheaper to pay some bills by check. The cost of a postage stamp can be lower than the "convenience fee" of paying online.
So you pay to use online banking? European banks started charging for everything else to force people online. They save a lot of money now that there are basically no more bank offices left. And cheques haven't been in use since the 90s
Tell that to French old ladies. I've had the pleasure of waiting in line at the supermarket check out while Granny in front writes a cheque for her groceries, far more recently than you'd expect!