this post was submitted on 28 Jul 2026
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I never understood why people keep using banks when credit unions are available.
Banks are predatory, credit unions are not. You are doing business with someone who wants to hurt you, maybe you should stop.
I don’t get why people use banks/ credit unions with low yield savings accounts. Isn’t that the most important part? I get 3% in my savings. I honestly dont get choosing something with a low yield account
I'm getting over 4% at suncoast credit union and Vanguard Vusxx is paying 3.65%
You need to shop around.
VUSXX is the ticker symbol for the Vanguard Treasury Money Market Fund, a mutual fund designed for capital preservation and liquidity rather than stock-like growth.
Thanks for the tips! I gotta look into those. 4% is fantastic!